BUYING · 16 OCTOBER 2026

Written-off cars explained: statutory and repairable write-offs

A car is written off when an insurer decides it is not worth repairing, or not safe to repair. That record can follow the car for life.

The rule: Always get a PPSR check before you buy any car privately. If money is owed on it, the lender may be able to take the car from you, even after you have paid. Get a PPSR check

The two kinds

  • Statutory write-off: the damage is so severe the car must never be registered again. It can only be used for parts or scrap.
  • Repairable write-off: the car was not worth repairing for the insurer, but it can be repaired and, in most states, registered again after inspection.

Why it matters to a buyer

A repaired write-off can be a sound car, but it is usually worth less, can be harder to insure and resell, and the quality of the repair varies. You should know before you pay, and the price should reflect it. Rules differ between states, so check what applies where the car is registered.

How to check

A PPSR check returns the written-off and stolen records held for the vehicle, along with any money owing. It does not show the full accident history, so also ask the seller directly and get an independent inspection.

Warning signs on the car itself

  • Paint that does not match between panels, or overspray on rubber seals.
  • Uneven gaps between doors, bonnet and boot.
  • New parts in an otherwise older engine bay.
  • Airbag warning lights, or an airbag cover that looks replaced.
Check a car now

Free price range from the plate in 30 seconds. The Market Report adds your car's market price, up to 20 comparable cars and a modelled trade-in range for $14.95, or $18.95 with the official PPSR check.

Read next

General information only, not legal or financial advice. Rules differ between states; check with your state's road authority where it matters.

See what you get

An example report for a 2020 HiLux SR5: market price, PPSR check, 20 comparable cars, trade-in range, specs and a PDF.

SEE AN EXAMPLE REPORT